THE IMPACT OF PROFESSIONAL EXPERIENCE ON COLLECTIONS MANAGEMENT: HOW SEVENTEEN YEARS IN THE FIELD SHAPE DECISIONS AND STRATEGY EFFECTIVENESS. International Seven Journal of Multidisciplinary, [S. l.], v. 1, n. 2, 2022. DOI: 10.56238/isevmjv1n2-021. Disponível em: https://sevenpubl.com.br/ISJM/article/view/CVS32. Acesso em: 1 sep. 2025.