HOW TO NEGOTIATE INTEREST RATES AND PAYMENT TERMS WITH BANKS. International Seven Journal of Multidisciplinary, [S. l.], v. 4, n. 4, p. 1–9, 2025. DOI: 10.56238/isevmjv4n4-001. Disponível em: https://sevenpubl.com.br/ISJM/article/view/7568. Acesso em: 21 aug. 2025.