AI AS A TOOL TO ASSIST IN THE SUPPLY AND TAKING OF CREDIT

Authors

  • Jonatan Barbosa de Araujo

DOI:

https://doi.org/10.56238/isevmjv3n4-022

Keywords:

Inteligência Artificial, Análise de Crédito, Avaliação de Risco, Finanças, Machine Learning, Inadimplência, Tomada de Decisão, Personalização, Setor Financeiro, Tecnologia Financeira

Abstract

Artificial intelligence (AI) has revolutionized the financial sector, especially in the supply and taking of credit. This article looks at how AI can optimize credit analysis, improve risk assessment, and provide a more personalized experience for consumers. Through a literature review and analysis of practical cases, we discuss the benefits and challenges of implementing AI-based solutions in the credit market, highlighting their implications for financial institutions and customers.

Downloads

Published

2024-09-12

Issue

Vol. 3 No. 4 (2024): Julho/Agosto - 2024

Section

Articles

License

Copyright (c) 2024 International Seven Journal of Multidisciplinary

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

How to Cite

AI AS A TOOL TO ASSIST IN THE SUPPLY AND TAKING OF CREDIT. (2024). International Seven Journal of Multidisciplinary, 3(4), 1369-1380. https://doi.org/10.56238/isevmjv3n4-022